Penny Card

Benefits and Features of Our Credit Cards

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Lower Interest Option

Simply Save more. Transfer the outstanding balances of your other credit cards to PENNY Card at lower interest rates or convert your transactions into EMIs.

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Balance Transfer on EMI

Transfer your outstanding to PENNY Card. Save more with lower interest rates & pay back in EMIs.

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Insurance

With your PENNY Card, you can choose from three different types of Insurance cover, empowering you to tackle health issues, accidents, card loss, card theft and more.

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ATM Cash

Need money? Use your PENNY Card to withdraw cash from any ATM across India.

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Scan & Pay

Scan the Bharat QR to make instant payments

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Contactless Payments

Make instant, easy and safe payments with just a tap of your card or smartphone.